When working with columns of text across various layers in Photoshop it can become tedious adjusting each layer to create margins and gutters.
For example, let’s say you have three columns of text contained inside a box and aligned to a grid (I’m using a popular 960 grid system in my examples). Unless gutters are predefined, columns are going to butt up against each other. In some instances, even if gutters are predefined, there won’t be adequate spacing depending on the typeface and size being used.